Because there's nothing more reassuring than having a home away from home...

It's no coincidence that real estate is the preferred investment of the French. You too can take advantage of mature markets to ensure security and growth. Our offering is diverse enough to assist both small and large investors, residents or non-residents alike.

LMNP LMP status

Obtain the LMNP/LMP status!

Become a Non-Professional Furnished Rental Provider! (LMNP)

In addition to a promising market, this status allows you to create an additional source of income through furnished rentals without paying additional taxes.

Your income can be tax-free up to...

Historic Monuments scheme

Historical Monuments Law, renovate without bearing the costs

The Historical Monuments Law is the oldest fiscal scheme in France.

Through this scheme, you can acquire a classified building and deduct the entire cost of renovations from your taxes.

This allows you to benefit from the increased value of the property and own a high-quality heritage.

Real estate ownership split

Property Disaggregation, split the rights and benefit from what interests you.

Property disaggregation involves dividing the rights to a property between two parties (bare owner/usufructuary).

This mechanism can allow you to transmit assets under optimal conditions, acquire a property at a lower cost, or avoid the real estate wealth tax.

Pinel scheme

Pinel Law, reduce your taxes and build a real estate portfolio

Benefit from significant tax reductions on your rental investments.

The Pinel scheme allows you to acquire a new property to generate rental income, with government assistance contributing between 12% and 21% of the purchase price.

Property deficit

Property Deficit, to ensure staying in the green during renovations.

A tax mechanism that allows owners of rental properties to deduct the expenses related to these properties from their rental income.

This can result in a reduction of the income tax to be paid.

When the deductible expenses exceed the rental income, it is referred to as a property deficit.

This deficit can be offset against the owner's overall income, within a certain annual limit.

This offsetting allows for a reduction in the amount of income tax to be paid.

Contact Riviera MultiFinance

And that's just a glimpse of our expertise...

Since 2005, we have been supporting a wide range of profiles in dealing with economic trends and personal events.

That's why we work tirelessly to find the solutions you need to create, enhance, and maintain your assets, across all time scales.

Risk warning

Financial investments involve a risk of capital loss. Past performance is not a reliable indicator of future performance.

The value of unit-linked investments is not guaranteed: it may fluctuate upward or downward depending on financial market movements.

Before making any decision, clients should review the Key Information Documents (KID / KIIDs) and ensure that the product is suitable for their situation, objectives and investment horizon.

Expert advice and professional network

You too, benefit from expert advice and the strength of a professional network!

Contact us

Selling a property in an emergency

Selling a property in an emergency

Credit restructuring, inheritance, separation, financial pressure...

A practical guide to urgent property sales, financing pressure and wealth decisions.

  • Written by real estate and financing specialists.
  • Practical advice to sell quickly without sacrificing value.
  • Clear, accessible and no-obligation reading.
DOWNLOAD

Your complete guide to life insurance

Your complete guide to life insurance

Financial investments, tax treatment, estate planning, beneficiaries and withdrawals...

This 2026 guide explains how to understand and use life insurance as a wealth planning tool.

  • Written by wealth management specialists.
  • Practical advice to protect and grow savings.
  • Clear, educational reading.
DOWNLOAD

Your complete guide to borrower's insurance

Your complete guide to borrower's insurance

Death, disability, job loss, guarantees and insurance delegation...

This 2026 guide helps you understand, compare and choose borrower insurance.

  • Written by insurance and credit specialists.
  • Practical advice to reduce costs and strengthen guarantees.
  • Clear, accessible and no-obligation reading.
DOWNLOAD